Kissht: Instant Line of Credit 2.3.3

Kissht is a trusted credit platform in India, supported by an RBI licensed NBFC. It offers hassle-free personal loans up to ₹2,00,000. The documentation required is minimal, and the entire process from registration to disbursement takes an average of 5 minutes. The application process is entirely digital, and once approved, the funds are immediately transferred to the applicant's bank account.

The APR ranges from 18% to 36% per annum, with a loan tenure of up to 24 months.

Example of Credit for Small Business Purchases

• Loan amount (Principal): ₹ 1,00,000
• Tenure: 12 months
• Interest Rate: 30% per annum
• Processing Fee (incl. GST): ₹ 3000 (3%)
• Total Interest: ₹ 16,985
• EMI: ₹ 9747
• APR: 36.86%

Loan amount: ₹1,00,000

Disbursed amount: ₹97,000

Total loan repayment amount: ₹1,16,985

Total Cost of the Loan = Interest Amount + Processing Fees = ₹16,985 + ₹3000 = ₹19,985

You can also top-up your loan with additional credit at any time. Your existing loan will be foreclosed at ZERO cost, and you can avail a higher amount with a longer tenure.

We work with various RBI-registered NBFCs:

1. Si Creva Capital Services Pvt Ltd
2. MAS Financial Services Ltd
3. Poonawalla Fincorp Limited
4. Northern Arc Capital Ltd.
5. Piramal Capital & Housing Finance Ltd.

How to apply for Kissht instant loan

1. Install the Kissht app
2. Register with a mobile number and accept basic permissions
3. Submit KYC documents for an instant credit check
4. Sign online loan agreements from approved NBFCs and get instant loan approval. The money will be transferred to your bank account.

We prioritize customer care!

Kissht follows a customer-first approach to customer service. We prioritize customer safety and data protection, taking adequate measures to ensure a seamless and delightful experience at every interaction. Our collection processes are designed to be empathetic and comply with all RBI and MeiTY guidelines.

• We do not contact customers via any private or personal 10-digit mobile number on WhatsApp or SMS.
• We do not contact customers for payment collection reminders from personal mobile numbers, foreign numbers, or internet-based VOIP calls. Our team always calls you from registered landline numbers.
• We never ask customers to make payments into personal or private bank accounts. Payments are only collected on our website or app.
• All our calls are monitored and recorded. Our agents never use threats or abusive language.
• We never ask for commission or cutbacks on payments of dues.
• Our app does not seek permission to access your Contacts List or any other private data.
• We never call your friends or relatives for repayment of your loan as we do not store your personal information.

If you have faced any of the above-mentioned situations, please:

1. Write to [email protected] or call our customer care number at 02262820570/ 0224891492.
2. Share with us a screenshot or recording of the message or call.

Address:

10th Floor, Tower 4, Equinox Park, LBS Marg, Kurla (West), Mumbai - 400070.

MH, India